Phone: 717-304-1841   Email: cutaialaw@gmail.com

We certainly understand your concerns about how much it costs to file bankruptcy. Unfortunately, due to the many changes in the bankruptcy law that occurred in 2005, the cost of filing for bankruptcy has increased. W We offer significant discounts for clients who are under the median income.  We feel confident you will agree that our fees are very reasonable.

Generally our flat fees are as follows:

Our initial consult is free and is done over the phone.

The first appointment, called the "pre-bankruptcy screening", costs $250, and full credit is given towards the final bankruptcy fee, outlined below.  This appointment is generally done via a web conference with Attorney Cutaia and lasts approximately 2 hours.

Chapter 7:

$1,250 for an individual or joint Chapter 7 bankruptcy, plus the filing fee, with the total amount due in advance.

If you are under the median income, as that term is defined by the bankruptcy code, we charge $1050 for an individual or joint Chapter 7 bankruptcy, plus the filing fee, with the total due in advance.  This discount is offered in the sole discretion of Cutaia Law, LLC.  If you are significantly below the median income, but do not qualify for free legal services through the pro bono program, we may be able to offer you further discounts.

Chapter 13:

In a Chapter 13, most of the attorney fees are paid AFTER you file your bankruptcy petition, through your bankruptcy plan.  We charge $4,000 for an individual or joint Chapter 13 bankruptcy, with $1000 due in advance, plus the filing fee. 

If you are under the median income, as that term is defined by the bankruptcy code, we charge $750 due in advance, plus the filing fee.  This discount is offered in the sole discretion of Cutaia Law, LLC.

Remember - you get credit for the first $250 you pay towards the total fee.

The above information is very general and once you have your initial consult we will send you a fee agreement specific to your case.  There are at times additional fees and costs, which will be outlined in your written fee agreement.  We charge additional fees for postage and service costs in Chapter 13 cases, and inquiry letters from the US Trustee in Chapter 7 cases.

Please note that there is also a fee for the bankruptcy counseling you must obtain, which is paid directly to the counseling agency. We do not receive any of the funds paid to the counseling agency or any of the filing fee paid to the Court.

These fees are effective August 20, 2016