The fine print (this is a law firm after all): This web site is for informational purposes only and does not create an attorney/client relationship. The law changes often, so please be sure to contact us for questions about your specific situation. You should NOT be making decisions about your financial life based only on the information on this web site or any web site. Bankruptcy law is complicated and is always in flux. This site is intended only for people who have legal matters in the Commonwealth of Pennsylvania. Pennsylvania has adopted the Federal Bankruptcy Exemptions, but not all states have done so. Be sure to contact a licensed attorney in your state, to learn about your state's bankruptcy procedure. Please note that the new bankruptcy law requires law firms that help people file for bankruptcy to call themselves "debt relief agencies". Dawn Cutaia, Esquire has been a licensed attorney in the Commonwealth of Pennsylvania since 1996, currently limiting her practice to bankruptcy.  Carolyn J. Pugh, Esquire is an attorney licensed in the Commonwealth of Pennslyvania.  Dawn Cutaia and Carolyn Pugh are equal partners in the law firm of Pugh & Cutaia, PLLC, a professional limited liability corporation in the Commonwealth of Pennsylvania.