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Learn about the fees and costs of filing bankruptcy


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Lets us help you get your life back

If you are thinking about bankruptcy you might be nervous, scared, or embarassed - but we know that after you talk with us you will feel better and those negative feelings will diminish. We've been doing this a long time and we fully understand that people file bankruptcy for all sorts of reasons, from job loss, medical bills, and divorce, to name just a few and sometimes it is because someone just isn't that great with money - and that is OK too!   Life is hard enough without all the pressure we put on ourselves to never make a mistake.  We will help you take the emotion out of the decision about whether to file bankruptcy and make a decision based on what is best for you and your future.

We offer a free initial consultation.  After that consultation there is an indepth appointment with your attorney that usually lasts two hours.  This appointment is generally done via Zoom and we will work around your schedule so you don't need to miss work. We have day, evening, and weekend appoikntment slots.  During this appointment we review with you all of your bankruptcy and non-bankruptcy options, so you can make an informed deicsion about how to move forward.  You will have a chance to ask all your questions. 

We represent clients throughout Pennsyvlania, but concentrate our representation in York, Adams, Dauphin, and Cumberland counties.


Dawn Marie CutaiaClients’ ChoiceAward 2023



1701 West Market Street
York, PA 17404
Hours:  M-F 9:00 am to 4:30 pm
Phone: 717-304-1841
Text: 717-304-1841  
Email: dawncutaia@gmail.com

The Fine Print

This is a law firm after all: This web site is for informational purposes only and does not create an attorney/client relationship. The law changes often, so please be sure to contact us for questions about your specific situation. You should NOT be making decisions about your financial life based only on the information on this web site or any web site. Seriously - don't do it. The law is complicated and is always in flux. This site is intended only for people who have legal matters in the Commonwealth of Pennsylvania. Pennsylvania has adopted the Federal Bankruptcy Exemptions, but not all states have done so. Be sure to contact a licensed attorney in your state, to learn about your state's bankruptcy procedure.

We are a DEBT RELIEF AGENCY under the United States Bankruptcy Code.

Dawn Cutaia, Esquire has been a licensed attorney in the Commonwealth of Pennsylvania since 1996, currently limiting her practice to bankruptcy, foreclosure and civil defense, and pardons.  Suzanne Smith, has been an attorney licensed in the Commonwealth of Pennslyvania since 1992, currently limiting her practice to criminal defense, pardons/expungements, and bankruptcy.  Dawn Cutaia is the sole member of Fresh Start Law, PLLC, a professional limited liability corporation in the Commonwealth of Pennsylvania.